About CreditGod
Credit management, made private, simple, and affordable.
Our mission is to give everyone a credit manager with AI that does the work: reads all three reports, finds what may be wrong, drafts the letters, and waits for your approval.
The problem
Credit help is scattered, pricey, and loud.
Scattered
One app for one bureau, another for alerts, a third for letters. Nobody manages the whole file.
Expensive
Traditional repair services often bill monthly plus setup fees. Free tools often lock the useful part behind upsells.
Noisy
Letter mills dispute everything, accurate or not. That wastes rounds and goodwill.
Plainly
What CreditGod is, and isn't
CreditGod is
- A private AI credit manager for one monthly price
- Three-bureau reports and scores, after identity verification
- Drafts bureau disputes and furnisher letters, sends after your approval
- A credit-builder line, lock guidance, and identity alerts in one place
CreditGod is not
- Not a law firm, and God Mode doesn't give legal advice
- No guaranteed deletions, score increases, or approvals
- Not a lender, except as described in the Boost Line program terms
- Not a way to remove accurate information
God Mode, at a high level
Reads. Ranks. Drafts. Waits. Sends.
- 01VerifyIdentity confirmed with our credit data partner.
- 02ReadAll three reports, mapped into a file brief.
- 03DraftDisputes and furnisher letters for what may be wrong.
- 04ApproveYou review every letter before it goes.
- 05Send + trackE-file and certified mail on a 30–45 day clock.
Unsure items escalate to a human specialist. More on God Mode →
Principles
How we work, in six lines.
You approve everything
Nothing is filed or mailed without your explicit OK.
Honest claims
Results vary. We say so plainly and never promise outcomes.
Privacy-first
Minimum data, masked fields, and no sale of personal information.
No SSN on our site
Your SSN goes only into our credit data partner's secure component.
One price
$39.99/month. No setup fee, no per-deletion fee, no upsell to unlock the AI.
Facts over volume
We dispute what may be wrong, not everything on the report.
Compliance commitments
Built for the rules that protect you
Credit services are regulated for good reason. These commitments shape the product, the copy, and the checkout.
CROA
Written contract, disclosures before signing, a 3-business-day right to cancel, and no charge until that window closes.
FCRA
Reports accessed with your written authorization, for a permissible purpose, through contracted data partners.
TCPA
Texts only with your consent. Reply STOP anytime. Consent isn't a condition of purchase.
State registrations
Registration or bonding where state law requires it before we serve members there.
Security approach: encryption in transit and at rest, scoped access, masked SSN and account numbers, and identity verification inside our partner's secure component.
Security detailsWhat we believe
Fixing what's wrong on a credit report shouldn't require a law degree, a big retainer, or handing over control.
So we built a manager that does the reading, writing, and tracking, and leaves every decision with you.
Company information
- Legal name
- CreditGod LLC
- Mailing address
- Mailing address provided in your member agreement
- Registration
- State registration details provided in your member agreement where required
- Support
- support@creditgod.ai
- Privacy
- privacy@creditgod.ai
Hand God Mode the file.
Three bureaus, one manager, one bill at $39.99 a month. 3-business-day right to cancel. Results vary.
30-Day Money-Back Guarantee
Try CreditGod risk-free for 30 days.
If you're not satisfied for any reason, cancel within 30 days of your first payment and we'll refund your subscription fee in full. No questions asked.
A refund of fees, not a guarantee of any credit result. Results vary; no specific outcome is guaranteed. Separate from your 3-business-day right to cancel. Refund policy