FAQ
Straight answers. No fine print games.
No deletion promises, no score guarantees. Search, or browse by topic.
Soft pull to view
Identity verification first. Soft pull language. No SSN on the marketing site.
We will not dispute accurate debt
If you say the facts are right, that item leaves the queue forever. God Mode refuses spray-and-pray.
Approved limit, not a promise
Boost Line ships whatever the program approves — up to $10,000, disclosed before you expect it.
Human when the bot is unsure
God Mode hands off to a specialist. It is not a lawyer and does not give legal advice.
16 answers
Will you delete my collections?
No. We dispute items that are inaccurate, incomplete, outdated, or unverifiable. Accurate debt stays. Results vary.
Do you pull all three bureaus?
Yes. After identity verification we pull Equifax, Experian, and TransUnion through our credit data partners. You see all three scores.
Does God Mode actually send the letters?
Yes. God Mode drafts bureau disputes and furnisher letters, then files electronically and mails certified furnishers (up to 12/month included). You set goals in chat; the manager runs the round.
Is the $10,000 Boost Line guaranteed?
No. The approved limit is whatever the credit-builder program clears after identity checks, marketed as up to $10,000.
When does billing start?
You place a payment method on file at checkout. Capture is delayed for the 3-business-day cancellation window. File review starts after verification.
Do you guarantee a score increase?
No. We do not promise point gains, average gains, or a specific score. Score simulators are labeled as estimates. Results vary by file, lender, and bureau.
Can I cancel?
Yes. You have a 3-business-day CROA right to cancel before work and capture begin. After that, cancel anytime — and within 30 days of your first payment, the 30-Day Money-Back Guarantee refunds your subscription fee in full. See Cancellation & Refunds for how.
How does the 30-day money-back guarantee work?
Try CreditGod risk-free for 30 days. If you're not satisfied for any reason, cancel within 30 days of your first payment and we'll refund your subscription fee in full. No questions asked. Request it from account settings or by emailing support; the refund goes back to your original payment method. Certified mail already sent is still covered — you get the full subscription fee back. It's a refund of fees, not a guarantee of any credit result: results vary and no specific outcome is guaranteed. It covers the CreditGod subscription only (Boost Line is a separate program), and it's in addition to your 3-business-day CROA right to cancel.
Is CreditGod a law firm?
No. CreditGod LLC is not a law firm and does not provide legal advice. God Mode is software; specialists escalate when the bot is unsure.
Will God Mode dispute something I say is accurate?
No. Mark it as yours and correct, and it leaves the dispute queue forever. Frivolous disputes are refused.
What happens if a bureau verifies an item?
Verified items get a document request or a different next move — not an instant re-dispute blast. Outcomes are logged: deleted, updated, verified, or no response.
Who is liable if a dispute goes wrong?
CreditGod disputes only inaccurate, incomplete, outdated, or unverifiable information under FCRA processes. We do not control bureau or furnisher decisions. See Terms, Disclosures, and Security for liability limits and your rights.
Do you buy authorized-user tradelines?
No. Boost Line is a furnished credit-builder account reported to all 3 bureaus — not purchased AU piggybacking.
Is mail included?
Yes. Up to 12 certified furnisher letters per month are included. Overage is disclosed before billing, not surprise-billed.
What about identity theft or dark-web alerts?
Monitoring and up to $1M identity restoration run through our identity partners under their terms. Alerts cover dark web, SSN, and address-change signals where available.
Will you lock Equifax for me?
We show per-bureau lock status and guided freeze flows. We only say we locked a bureau when our partner lock API actually completed the freeze — never a fake switch.
Still deciding?
Read the full disclosures and cancellation terms, or start. Members can chat with God Mode anytime, and unsure items escalate to a human specialist.
Questions before you join: support@creditgod.ai
30-Day Money-Back Guarantee
Try CreditGod risk-free for 30 days.
If you're not satisfied for any reason, cancel within 30 days of your first payment and we'll refund your subscription fee in full. No questions asked.
Refunds go to your original payment method — certified mail already sent is still covered. Covers the CreditGod subscription fee; Boost Line is a separate program.
A refund of fees, not a guarantee of any credit result. Results vary; no specific outcome is guaranteed. Separate from your 3-business-day right to cancel. Refund policy