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Credit reports

All three bureaus. One screen.

After you verify your identity, CreditGod pulls Equifax, Experian, and TransUnion through our credit data partners. Soft pull to view. No SSN on this site.

File overview

Live UI mock

Sample file

Equifax

0

+8 · 30d

Experian

0

-2 · 30d

TransUnion

0

+14 · 30d

Utilization64%

Pay $2,080 to reach 9% before a car app.

Illustrative sample. Not a live pull.

Per bureau

What you see, three times over

Bureaus don't always agree. You see each file side by side.

In every reportEquifaxExperianTransUnion
Score with 30 / 60 / 90-day delta
Every tradeline, with a confidence label
Collections and derogatory marks
Revolving utilization, in dollars
Inquiry tracker

Tools

Scores, math, and the next move.

Three scores. One screen.

Side by side, with 30 / 60 / 90-day deltas.

Utilization coach

Exact dollars to cross 30% and 9%.

Score simulator

What-if scenarios, always labeled as estimates. Not a promise of any score.

Sample file

What God Mode sees

Redacted sample UI. Live pulls only after identity verification — never on this marketing site.

File brief, usually in under a minute: scores, utilization, derogatory count, what's disputable, what's not, and your first three moves.

Tradelines · sampleRedacted
  • Collection account ····· 4821

    Duplicate of account already reporting. Same balance, same open date.

    Disputable
  • Charge-off — Card A ····· 1190

    Paid in full, still showing open. Settlement letter ready to attach.

    Disputable
  • Late pay — Card B ····· 7742

    You confirmed the facts are right. It stays out of the queue.

    Do not dispute
  • Revolving utilization

    Pay $1,240 to reach 30%. Pay $2,080 to reach 9%. Exact dollars, not vibes.

    64%

Timeline

From verify to re-pull

  1. 01VerifyKBA or one-time code. Contract and CROA disclosures first.
  2. 02Pull3-bureau report and scores after the 3-day cancel window.
  3. 03BriefGod Mode maps the file and ranks first moves.
  4. 04Re-pullDay 30–45: outcomes logged, next round recommended.

Soft pull to view

Identity first. Opening your file for management uses soft-pull language.

Masked numbers

SSN and account numbers are masked in the app and in God Mode chat.

Contracted partners

Reports come through our credit data partners — not scrapes or unofficial portals.

Questions about this feature

Does viewing my reports in CreditGod hurt my score?

No. Viewing your own credit reports is a soft inquiry, which doesn't affect your credit scores.

How often do my reports refresh in CreditGod?

Your first pull happens after the 3-business-day cancellation window closes. God Mode re-pulls with each dispute round so you can see what changed at each bureau.

Why do my Equifax, Experian, and TransUnion scores differ?

Each bureau keeps its own file, creditors don't always report to all three, and scores are calculated at different moments. See why credit reports differ.

Can I get my credit reports for free somewhere else?

Yes. You can get free reports from all three nationwide bureaus every week at AnnualCreditReport.com. CreditGod adds scores, a plain-English file brief, change tracking, and dispute tools on top.

Do you ask for my Social Security number on this website?

No. Identity verification happens during onboarding inside our credit data partner's secure component. This marketing site never asks for your SSN.

Learn more

More in Learn, the glossary, and the FAQ.

See all three. Then act.

Three bureaus, one manager, one bill at $39.99 a month. 3-business-day right to cancel. Results vary.

30-Day Money-Back Guarantee

Try CreditGod risk-free for 30 days.

If you're not satisfied for any reason, cancel within 30 days of your first payment and we'll refund your subscription fee in full. No questions asked.

A refund of fees, not a guarantee of any credit result. Results vary; no specific outcome is guaranteed. Separate from your 3-business-day right to cancel. Refund policy